Mortgage Rates December 2025

Mortgage Rates December 2025. Expect prime rate at 6.2% by the end of 2025 and 5.45% by the end of 2025. If inflation continues to dissipate and the economy cools or goes into a recession, it’s likely mortgage rates will decrease.

Irish mortgage rates eased further in june, while deposit rates hit their highest level in over 15 years. Jerome powell, the federal reserve chair, in december.